Social loans are offered to exporters and suppliers for projects, often in developing countries, whose aim is to improve social conditions.

Green loans can be offered to exporters, subcontractors and projects whose products or operations contribute to reduced climate and environmental impact. When a loan is classed as green, it can provide the borrower with advantageous terms.

Sustainability-linked loans concern working capital connected to the borrower’s sustainability targets, for example, energy-efficiency enhancements, reduced transportation or reduced number of accidents. If the borrower reaches their targets, they are rewarded with a lower interest rate.

With factoring services, you can sell your invoices to us, receive payment directly and improve your key performance indicators when accounts receivable are exchanged for cash and cash equivalents on the balance sheet.

Swedish exporters can strengthen their competitiveness by offering their foreign customers financing in connection with the sale of their products or services. SEK offers export credits at both fixed and floating interest rates.

SEK supports projects in which Swedish exporters act as subcontractors, suppliers or sponsors, with senior loans, leasing, renting or participating in bonds.

SEK offers financing in the form of leasing and installment plans for export transactions that utilize capital goods as collateral.

Export transactions often entail foreign buyers demanding guarantees, such as for advance payment and performance bonds, before entering into an agreement.

Swedish companies with subcontractors abroad can borrow funds in local currencies with the purpose of reducing the company’s currency risk. SEK offers financing in more currencies than most of its fellow market participants.

The most common loan requirement is for working capital. This can also sometimes be called a company loan or direct loan. It solves many of our customers’ challenges.